Ultimate Couponing I, Extreme Christmas Savings, and Sensible Earnings Workshops Scheduled

I’m excited to announce that all of the fall workshops for the Springfield area have been scheduled, and there are early bird specials. There has not been an opening in one of our Ultimate Couponing workshops since JUNE, so register quickly if you’d like to attend.

There are only two Extreme Christmas Savings workshops scheduled in the Springfield area this year. Last year, we had over 800 attend the Extreme Christmas Savings workshop, and this year we’ve only got room for 80. This is by far our most popular workshop, as it can help you cut costs on everything. Half of the class is spent teaching you how to shop online, sales cycles of particular stores, earning cash back for your purchases, how to shop (and AVOID) Black Friday, and how to effortlessly find the best deals on common items. The other half is spent analyzing YOUR Christmas list. Simply bring in your rough draft and we’ll go over it, telling you when and where to buy each item to cut the costs by 50%-80%. I bring in my receipts and lists from the past several years so you can see exactly how much I personally save.  I gave almost $5,000 worth of gifts (real stuff) for $360, and I earned and additional $200 back in cash and gift cards!

We guarantee you’ll save the cost of registration on just one item on your list. There will also be lots of prizes and gifts!

**If you’ve taken the Christmas workshop in previous years, it will benefit you to take it again. A lot of stores have changed their policy, there are a lot of new programs in place, and your list is different. Let me help you save!

This year’s Black Friday workshop has been scheduled and registration information will be announced soon.

There are only four openings left for a Christmas Savings home party. Hostesses will earn some GREAT rewards this year. For information, email classes@thesensiblefamily.com.

Ultimate Couponing I

When registering, you are registering for a seat in the workshop. Due to high demand and seating limitations, tickets are ineligible for refunds or transferring. NO children will be permitted without prior authorization.

**Register by October 10th for just $12 (cost raises to $18 on October 11th)**

The first 15 to register will receive a FREE copy of our 82 page Ultimate Couponing Ebook. You will receive your download link immediately after registration.

Wednesday, October 17, 2012
6:00-8:30 p.m.
Panera Bread Meeting Room, North Kansas Expressway (adjacent to Library Station)
Springfield, Missouri

Cost: $12 through October 10th, $18 through October 17th, and $25 at the door.

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Christmas Savings

It’s that time of year again! The workshop that started it all and is still the most popular is back!

Our Christmas Savings workshop will help cut your Christmas gift list by at least 50%. We’ll tell you when and where to buy the items on YOUR list- so bring it (or at least an idea) with you! Already taken it? You’re probably looking for different items this year- we guarantee to save the cost of registration on just one item on your list.

Tuesday, October 23rd, 2012
6:00-8:30 p.m.
Panera Bread Meeting Room, North Kansas Expressway (adjacent to Library Station)
Springfield, Missouri
Cost: $15 before October 16th, $20 from October 17th-23rd, and $30 at the door (if seating is available)*

When registering, you are registering for a seat in the workshop. Due to high demand and seating limitations, tickets are ineligible for refunds or transferring. NO children will be permitted without prior authorization.

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Sensible Earnings

This workshop is ever changing. While some information is standard throughout, most of the information provided is geared to the interest of that day’s attendees. With hundreds of hours of information to present, we pare down each workshop to provide each group with only the most pertinent information. If you’ve previously attended a Sensible Earnings workshop, we urge you to attend again in hopes that you find a job that suits you perfectly.

When registering, you are registering for a seat in the workshop. Due to high demand and seating limitations, tickets are ineligible for refunds or transferring. NO children will be permitted without prior authorization.

Thursday, November 1st, 2012
6:00-8:30 p.m.
Panera Bread Meeting Room, North Kansas Expressway (adjacent to Library Station)
Springfield, Missouri
Cost: $18 in advance, $30 at the door (if seating is available)*

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Christmas Savings

It’s that time of year again! The workshop that started it all and is still the most popular is back!

Our Christmas Savings workshop will help cut your Christmas gift list by at least 50%. We’ll tell you when and where to buy the items on YOUR list- so bring it (or at least an idea) with you! Already taken it? You’re probably looking for different items this year- we guarantee to save the cost of registration on just one item on your list.

Monday, November 5, 2012
6:00-8:30 p.m.
Panera Bread Meeting Room, North Kansas Expressway (adjacent to Library Station)
Springfield, Missouri
Cost: $15 before October 29th, $20 from October 30th-November 5th, and $30 at the door (if seating is available)*

When registering, you are registering for a seat in the workshop. Due to high demand and seating limitations, tickets are ineligible for refunds or transferring. NO children will be permitted without prior authorization.

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Ultimate Christmas Savings | Make Your Budget

Christmas Cookies

It’s just 58 days until Christmas- are you ready?  The earlier you start and the more organized you are, the more you’ll save!

The following is an excerpt from the new ‘Ultimate Christmas Savings… Because no one needs to know that you’re cheap!”  If you’d like to purchase the full holiday download set for just $10, click here:

I spent $909.15 on $2,206.55 worth of gifts last year.  Click below to see what I got!

Taming the “B” Word

You know the word I’m talking about.. that’s right.. BUDGET. You probably don’t want to make one, just the mere thought of it makes you sick. But you need to do it. Without a budget, it can be easy to overspend. Budgeting should be empowering, not terrifying, which is why I’m going to guide you step-by-step through this nearly effortless holiday budget.

1. How much do you want to spend? This number should represent the largest amount of money you are willing to spend this season. You’ll probably change this in a bit, but you need a starting point. If possible, base it off of last year’s expenses. Take into consideration that this budget includes everything: gifts, wrapping supplies, foods, travel, etc. Write your budget here (in pen): ___________________

2. Go window shopping. What? What’s that got to do with budgeting? Everything is easier when there’s a Coach purse or a pair of Jimmy Choos at the end of the tunnel. Select a reward for yourself if you end the season under budget. This will encourage you to spend less and save more.

3. Will you budget by actual cost or retail price?. We’re going to be focusing on shopping for less throughout this book, so you need to decide how you would like to represent your savings.

Do you intend to base your spending off of the actual cost of an item or off of the retail price?

Example: If you have set a $20 limit on each person and you find a $20 item on clearance for $3, will you count that person asi completed with a $17 savings or will you keep shopping until you physically spend $20 on them? (I’ll tell you a secret.. no one will know what you paid for an item, they will assume it’s the retail price. A $20 gift is a $20 gift, no matter what you paid for it. You’ll obtain your savings goal a lot quicker if you stop spending when you hit the retail price of each item.)

4. Print the My Holiday Budget Worksheet (available below) or Develop Your Own

5. Divvy it up. Grab a pencil (and a big eraser) because now you are going to decide where every dollar will go. Glance over the worksheet and cross out any categories that don’t apply to you. Add any additional ones that you desire in the spaces provided.

Decide how you want to divide your budget between the categories. You may find that you need to adjust your overall budget at this time.

That’s it! You’ve officially made your holiday budget!

Next week we’ll work on finding some extra cash so that you don’t go into debt this holiday season.  Can’t wait?  Buy the whole book, along with the entire set of printable holiday planning pages?  Download your copy now for just $10!  (a $63 value).

Saving Your Way to a Better Holiday Season | Making a List

Christmas Workshop

I’m sure that somewhere, either in the back of your mind or up front and center, you’re already thinking about the holidays.  Did you know that there are only 80 days until Black Friday? 

As with nearly anything, planning alone can save some money, but when you team planning with the knowledge learned in a Christmas Shopping Workshop, you can save a fortune!  Because not everyone is able to take a workshop, I’ll be running a series of posts that will help you get started.  Please stay tuned throughout the fall for more posts geared at your holiday shopping!

Making a List

One of the simplest and most beneficial methods of planning is list making.  Making the list is the easy part, but keeping it updated and with you at all times might prove to be a bit more difficult.  I like to keep a handwritten copy in my planner- which goes everywhere with me.  You could also keep a small notebook or a paper in your wallet.

I start my list by writing down every person that I need to buy for.  It’s sometimes hard to do that if you start shopping early.  In my husband’s family, we sometimes buy for his siblings, but other years we only buy for the kids.  We leave this up to his siblings to decide.  I go ahead and add them to my list- just in case I find a great deal on something.

My extended family used to draw names- but they never wanted to mess with it until Thanksgiving Dinner (which was held the Sunday after Thanksgiving).  That is not enough time for me, as I’m usually done by Thanksgiving.  If your family draws names late in the year, try pressuring them to draw earlier, or even at Christmas for the next year.  This will give you plenty of time to plan.

Write a full list, one that includes family, friends, teachers, bus drivers, mailman, etc. You don’t want to be caught with unexpected expenses later!

Stay tuned for the next post… Setting the ‘Ol Budget

*NEW* Upcoming Workshops in Springfield, Missouri

Due to overwhelming response, I’ve decided to schedule two public workshops in the Springfield, Missouri area before school starts back up.  An Ultimate Couponing I workshop will be held on July 26th and a Christmas Shopping Workshop (Sensible Shopping) will be held on August 3rd.  You can register and view full details below or on the right sidebar (if you are reading this in a reader, you will need to visit www.thesensiblefamily.com to register).

If you register for both, you will also receive the ebook transcript to go along with each class at no additional charge (a $24 value).

If you have previously attended a workshop and would like a refresher, you’ll get in for free if you bring a friend.  Just have your friend type your name in the ‘notes to seller’ field when he/she registers.

You can view full details of each workshop by clicking the links below.

Ultimate Couponing I 

July 26th, 2010
6:00-8:30 p.m.
Panera Bread, North Kansas Expressway
Springfield, Missouri
Cost: $15 

Christmas/Sensible Shopping

August 3rd, 2010
6:30-8:30 p.m.
Panera Bread, North Kansas Expressway
Springfield, Missouri
Cost: $15

 
Workshop Registration